How Should I Interact With the Insurance Company After an Auto Accident?

If you have recently been in an auto accident, you may experience some anxiety and have a full list of unanswered questions. Initially you will need to make sure that a claim is set up with your own insurance company for payment of your medical bills, and that a claim is filed with the insurance company for the at-fault driver who is responsible for causing the accident. The at-fault driver may be the driver of your car or the driver or another vehicle. Here are some tips on how you should interact with the insurance companies once you file your claim.

Be Truthful

When your claim is filed and you are ask to give a statement, you should always be truthful with the insurance investigator about your part in the accident and how the accident happened. Oftentimes, there are witnesses that the insurance adjuster can dig up, and it will be harmful if it comes to light that you are not being truthful about how the accident happened.

Hire a Lawyer

The first thing you want to do is hire a lawyer to represent you with both your own insurance company and the insurance company for the at-fault driver. From that moment forward, you should leave the interaction with the insurance companies up to your attorney. Insurance laws can be complicated and the insurance adjuster is of course looking out for the best interest of the insurance company. You might find this hard to believe but this issue occurs even with your own insurance company.

These are just a few of the reasons that you should let your lawyer handle the interaction with the insurance companies after an auto accident. Your personal interaction should be brief, accurate and to the point, and assisted with the guidance of your attorney during the filing of your claim, and throughout the processing of the rest of your case.